BANK OWNED BEING SOLD "AS IS-WHERE IS" CONDITION - NO EXCEPTIONS/NO SURVEY, TERMITE NOR DISCLOSURES. PROOF OF FUNDING MUST ACCOMPANY ALL OFFERS/PRE-APPROVALS ONLY/BUYER RESPONSIBLE FOR ANY-ALL INSPECTIONS, COMPLIANCES OR ESCROWS AS NEEDED/EARNEST MONEY MUST BE 3% IF A CONV. LOAN AND 10% FOR A CASH DEAL. BOTH MUST BE IN CERTIFIED FUNDS. TAXES PRO-RATED 100%.