BANK OWNED PROPERTY BEING SOLD "AS-IS" NO SURVEY OR DISCLOSURES. CALL LISTING AGENT FOR ADDENDUMS WHEN SUBMITTING AN OFFER. VERIFICATION OF 1% EARNEST MONEY IN CERTIFIED FUNDS REQUIRED AT TIME OF OFFER. VERIFICATION OF FUNDS OR PRE QUALIFICATION LETTER NEEDED AT TIME OF OFFER. ALLOW 48-72 HOURS FOR RESPONSE.