BANK OWNED. SOLD IN "AS IS-WHERE IS" CONDITION/NO SURVEY, TERMITE NOR DISCLOSURES. PROOF OF FUNDING MUST ACCOMPANY ALL OFFERS/PRE-APPROVALS ONLY/EARNEST MONEY MUST BE 3% IF A CONV. LOAN & 10% FOR A CASH DEAL. BOTH MUST BE CERTIFIED FUNDS. BUYER RESPONSIBLE FOR ANY/ALL INSPECTIONS, COMPLIANCES OR ESCROWS AS NEEDED. TAXES ARE PRORATED 100%.